Malaysia - Car accident - How to do insurance claim

Malaysia is a place where some people drive recklessly. Even if you are a careful driver, someone might just hit you anything. Below are some real case studies so that you know what to do :

Motorcycle hit Car case study 

This one always happen and the car driver is always in the disadvantage position even if you were hit by that stupid motorcyclist.The motorcyclist will always blame you.

In this case, car owner can't claim the motorcyclist's insurance. you have to claim you own insurance (if you are in comprehensive policy). However, unfortunately, you can't claim own damage NO fault claim because this claim is not valid for motorcycle, taxi and bus.

As a result, your NCD will be forfeited. :-(

what is even worse is, if it's just some minor damage and you want to fork out you own money to repair it, the motorcyclist still can claim your insurance and you NCD still will be gone.

this is a pathetic case if your NCD is at 55%.

Namewee 黄明志 【学广东话】

XXX :-)

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He said Opposition Party will most likely win!! Good!

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Listen issue : Sharifah graciously have forgiven Bawani! (sound funny? )

PETALING JAYA: Suara Wanita 1Malaysia president Sharifah Zohra Jabeen Syed Shah Miskin has graciously forgiven University Utara Malaysia law student KS Bawani over the ‘listen, listen, listen’ video.


“First and foremost, I forgive the young girl in the video for whatever she said and did before, during and after the forum,” said Sharifah in a press statement made available via SW1M spokesperson, Ema Lee Abu Samah’s blog today.

She also stressed that she neither condemned university students nor neglected their freedom of speech.

full article at http://www.freemalaysiatoday.com/category/nation/2013/01/20/sw1ms-sharifah-i-forgive-bawani/


If you had not seen the video, please watch it here:



and please watch the funny version from Namewee :

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Btw, those girls are really hot!!!

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http://gutteruncensorednewsd.blogspot.sg/2012/10/alvin-and-vivian-sumptuous-erotica.html?zx=6036a5c97abf12ff

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Sound logic!

Whatever it is, Let change the government first, if not right then only switch back, why BN reluctant?
(I think) If change government, they can't corrupt, no corrupt = no luxurious life for them, they only think of themselves  not the people.

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